Sıtkı Yılmaz · COMMERCE & PERSPECTIVEhttps://sitkiyilmaz.com/I write about commerce, technology and the systems that help businesses work better. A personal perspective, with a global outlook.enTo grow a business, first build its systemshttps://sitkiyilmaz.com/articles/building-business-systems/https://sitkiyilmaz.com/articles/building-business-systems/When every decision comes back to one person, where does growth get stuck? Notes on authority, responsibility and follow-through in small businesses.Sun, 20 Sep 2026 00:00:00 +0000What does taking responsibility in a team really mean?https://sitkiyilmaz.com/articles/responsibility-in-a-team/https://sitkiyilmaz.com/articles/responsibility-in-a-team/Starting, finishing, sharing problems early and learning from outcomes: what responsibility looks like in everyday teamwork.Sun, 20 Sep 2026 00:00:00 +0000As e-commerce sales grow, is the business getting stronger?https://sitkiyilmaz.com/articles/ecommerce-sustainable-growth/https://sitkiyilmaz.com/articles/ecommerce-sustainable-growth/Five practical questions for looking at e-commerce revenue alongside operations, customer experience and the cash cycle.Sun, 20 Sep 2026 00:00:00 +0000US e-commerce is growing. How should a small business read the data?https://sitkiyilmaz.com/articles/us-ecommerce-q2-2026/https://sitkiyilmaz.com/articles/us-ecommerce-q2-2026/What the second-quarter 2026 US e-commerce figures show, and the practical operating questions they raise for small businesses.Sun, 20 Sep 2026 00:00:00 +0000A sale is more than an orderhttps://sitkiyilmaz.com/articles/order-delivery-payment/https://sitkiyilmaz.com/articles/order-delivery-payment/Connect the order, delivery and payment before celebrating the next sales milestone.Sun, 20 Sep 2026 00:00:00 +0000AWS updates AgentCore: measure the cost of completed workhttps://sitkiyilmaz.com/reports/aws-agentcore-v2-measure-completed-work/https://sitkiyilmaz.com/reports/aws-agentcore-v2-measure-completed-work/AWS announced AgentCore Runtime V2 on 18 September, reporting elastic memory reclamation and snapshot-based starts. These are vendor claims, not independently measured savings for a customer workflow.Sun, 20 Sep 2026 00:00:00 +0000FedNow’s 2027 incentives: ask what changes for your businesshttps://sitkiyilmaz.com/reports/fednow-2027-discounts-business-readiness/https://sitkiyilmaz.com/reports/fednow-2027-discounts-business-readiness/On 15 September, Federal Reserve Financial Services announced FedNow discounts for participating financial institutions starting 1 January 2027. This is a future program, not a merchant fee reduction today.Sun, 20 Sep 2026 00:00:00 +0000Shopify expands currency payouts: evaluate the whole cash cyclehttps://sitkiyilmaz.com/reports/shopify-multicurrency-australia-france/https://sitkiyilmaz.com/reports/shopify-multicurrency-australia-france/Shopify announced multi-currency payouts for eligible merchants in Australia and France on 11 September. Its help documentation requires Advanced or Plus and eligible accounts; non-domestic payout fees can apply.Sun, 20 Sep 2026 00:00:00 +0000Rates and inflation: read them together, budget separatelyhttps://sitkiyilmaz.com/reports/rates-inflation-september-2026-business/https://sitkiyilmaz.com/reports/rates-inflation-september-2026-business/On 16 September, the Fed raised its target range to 3.75–4.00%. August headline CPI was 3.4% year over year and 0.4% month over month, seasonally adjusted for the monthly figure.Sun, 20 Sep 2026 00:00:00 +0000AI moves closer to the daily workflowhttps://sitkiyilmaz.com/reports/workspace-ai-connectors-business-workflows/https://sitkiyilmaz.com/reports/workspace-ai-connectors-business-workflows/Google announced Workspace Gemini integrations with business tools including QuickBooks and Salesforce on 15 September. Access depends on administrative settings.Sun, 20 Sep 2026 00:00:00 +0000Local AI on Windows: start with the workload, not the devicehttps://sitkiyilmaz.com/reports/local-ai-windows-hardware-business-case/https://sitkiyilmaz.com/reports/local-ai-windows-hardware-business-case/NVIDIA reports Windows availability for Perplexity Portable Computer on compatible RTX GPUs with at least 24GB of VRAM.Sun, 20 Sep 2026 00:00:00 +0000